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There are two types of government support for students studying in TAFE, private colleges or University.

One type of Government support is called Centrelink, which are regular payments to help you pay for bills, rent, food and study materials.

The other type of government support is a course loan which is money the student can pay back after their course.


Centrelink Support

Centrelink is a government organisation that can provide financial support for students to pay bills, rent, food and study materials. Students do not have to pay back the money paid by Centrelink.

Click here to go to the Centrelink website for the most up to date information.

As of December 2016, there are three different types of government support available:

Youth Allowance

You are eligible if you are:

  • 16 - 21 years of age and looking for full time work or undertaking approved activities
  • 18 - 24 years of age and studying full time
  • 16 - 17 years of age and have completed year 12 or equivalent, or undertaking full time secondary study and need to live away from home in order to study, or are considered independent for Youth Allowance, or
  • 16 - 24 years of age and undertaking a full time Australian Apprenticeship

Click here to visit and apply.

Abstudy

You are eligible if you are:

  • Aboriginal or Torres Strait Islander
  • enrolled in an approved course or undertaking an Australian Apprenticeship
  • not receiving any other financial help to study or do an apprenticeship or traineeship

Click here to visit and apply.

Austudy

You are eligible if you are:

  • aged 25 years or more, and
  • studying full-time in an approved course at an approved educational institution, or
  • undertaking a full-time Australian Apprenticeship or traineeship

 


Government Loan for TAFE and private college course fees

There are two types of course fees that the government may be able to assist: Government Subsidised training place (GSP) and VET FEE-HELP.

Government-subsidised training place
A government-subsidised training place can be available in some courses at TAFE and private colleges. This means the Australian Government will pay part of the cost of the course. The student then only pays a small part of the course fee to the TAFE or private college.

Government Subsidised training place is also called Victorian Training Guarantee (VTG).

For example
A student enrols into a TAFE course to study hairdressing. The student is offered a Government-subsidised Place in the course. The course costs $15,000. The student pays $5,000 while the Government pays $10,000 for the course. The student does not pay the $10,000 back to the government. 

For more information about government-subsidised training place, click here.

To check which courses are funded by the Government, please click here.

VET FEE-HELP
VET FEE-HELP is an Australian Government loan that may be available if the student cannot afford to pay the full cost of the course. VET FEE-HELP loans must be repaid once the student starts to earn money.

For example
A hairdressing student owes TAFE $5,000. The student cannot afford to pay $5,000 so the student applies for a VET FEE-HELP loan from the government. The student now owes the government $5,000 for the course. Four years later, the student becomes a hairdresser and finds a job. The hairdresser starts to pay back the $5,000 owing to the government for the hairdressing course.

For more information about VET FEE-HELP, click here.


Government Loan for University course fees

There are three types of course fees that the government may be able to assist with: Commonwealth Supported Place (CSP), HECS-HELP and FEE-HELP.

Commonwealth Supported Place (CSP)
CSP means both the government and the student pay for the course fees. The course fee for the student is cheaper than a fee paying place. The student does not pay back the amount that the government paid.

For example
A student enrols into a university course to study nursing. The student is offered a Commonwealth Supported Place in the course. The course costs $40,000. The student pays $10,000 while the Government pays $30,000 for the course. The student does not pay back the $30,000 back to the government. 

For more information about CSP, please click here.

HECS-HELP
If the student cannot pay their part of the course fee with the government, then the student may be able to apply for HECS-HELP. For more information about this, click here.

For example
The nursing student owes the university $10,000. Since the student cannot afford to pay $10,000, the student applies for HECS-HELP loan from the government. The student now owes the government $10,000 for the course. Four years later, the student becomes a nurse and finds a nursing job. With a salary, the nurse starts to pay back the $10,000 owing to the government for the nursing course.

FEE-HELP
FEE-HELP is the government loan that may be available if the student cannot afford to pay the full course fees. For more information about this, click here.


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